underemployment

tags: frugal living, survival skills, unemployment, underemployment, financial crisis I have been barely surviving living frugally for nearly all of my life, although I have been taking this to the extreme these past five years. But now that many of you are also having to either cut back on your living expenses, due to unemployment, underemployment or fear that you will become un(der)employed soon, I no longer feel I have to be so secretive about my own lifestyle, so I thought I'd share some of my own tried-and-true strategies for basic survival skills with you. Life style changes: avoid…
tags: book review, economic insecurity, politics, social programs, insurance, poverty, employment, education, housing What ever happened to the American Dream? Well, if you are like me, you will admit that your pursuit of the American Dream is like chasing after a mythical horse that disappeared out the barn door literally decades ago. For example, even though I did everything right -- staying out of trouble, staying out of debt, avoiding all chemical and behavioral addictions, postponing pleasure by working hard and sacrificing so I could earn a top-notch education doing something I love and…