there are two questions denizens of academia ought to always ask themselves:
could your children attend your own institution of higher education?
even if they did not get the insider's discount?
and,
could you, if you were in school now, with the circumstances of your childhood, attend your own institution of higher education?
even if you did not get an academic scholarship?
Well, could you?
I could not have.
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I got my undergraduate degree from what was then (late 1980s) one of the most expensive private universities in the US. Tuition in nominal dollars was less than the current cost of in-state tuition at my state's flagship university. I probably could pull it off, but I would have to take on a considerable amount of student loan debt to do it (back then, I managed to graduate debt-free), which would have been a definite push in the direction of Wall Street or some other private sector firm. Probably well over half of my classmates would find it difficult or impossible today (if they could even get in--admissions are much more competitive than they were in my day).